Cash discount programs let you offer savings to customers who pay cash — while card-paying customers simply pay your standard displayed price.
Legal in all 50 states. No card surcharges. Just smart pricing.
See how cash discount programs can transform your business
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A simple, transparent pricing model that rewards customers who pay with cash.
Your menu, shelf tags, and signage show your standard prices. This is what every customer sees — no hidden fees, no surprises.
When a customer pays with cash, they receive an automatic discount at checkout. You're rewarding their payment choice — they save money, you reduce costs.
Customers who pay with cards simply pay your displayed standard price. No surcharge, no extra fee — just the price they saw when they walked in.
Your latte is priced at $5.00 (displayed price). A customer paying with a card pays $5.00 — the price they saw on the menu. A customer paying with cash receives a 5% cash discount and pays only $4.75. The card customer isn't charged extra; the cash customer is rewarded for their payment choice.
Cash discount programs are legally distinct from surcharging. While surcharges (adding a fee for card payments) are prohibited in several states, cash discounts (rewarding cash payments) comply with federal and state regulations nationwide. We ensure your program meets all disclosure requirements.
Every card transaction costs you money. Here's what you could keep with a cash discount program.
Stop giving away your hard-earned revenue to card networks. Start rewarding your cash customers instead.
Terminals and POS integration properly configured for cash discount. Same-day setup available.
Professional signs for your entrance, register, and anywhere prices are displayed — meeting all disclosure requirements.
We train your team to explain the program positively: "Pay with cash and save 5%!" Customers respond well to benefits.
Track your savings in real-time. See exactly how much you're keeping versus your previous processing costs.
We stay current on regulations so you don't have to. Your program remains compliant as rules evolve.
A real person answers when you call. We're invested in your success from day one through your entire partnership.
Any business accepting card payments can benefit from rewarding cash customers.
See how much you could save by rewarding cash customers.
We respect your privacy. Your information is used solely to provide your savings estimate and relevant follow-up. We never sell your data.